Services

We offer the following products and services;

  • Gold Account (Attractive interest Rate)
  • Current Accounts
  • Savings Accounts
  • Deposit Accounts
  • Loans and Overdrafts
  • Domestic Money Transfer
  • Susu Savings
  • Susu Loans
  • Funeral Loans
  • Daakye Nti Investments
  • Consumer Credit
  • Micro Finance
  • Adwumapa Loan(*New product)

CURRENT ACCOUNT

Keep your business thriving with DUMPONG’s Current Account – the perfect financial partner for farmers, traders, and rural entrepreneurs! Enjoy unlimited transactions, flexible banking with no minimum balance hassles, and instant access to your funds through mobile banking and debit cards. Whether receiving harvest payments, managing daily sales, or handling group finances, our account gives you the freedom and reliability to grow your business while we handle your banking needs securely and efficiently.

  • Mostly operated to run a business account or for regular income earners
  • A non-interest bearing account
  • Specially designed to offer the basic day-to-day banking needs
  • No restriction on the number and amount of deposits
  • No restriction on the number and amount of withdrawals made, as long as the account holder hasfunds in his account
  • Minimum amount required to open the account and must operate in credit unless for approvedlimits.
  • Deposits in the form of cash, cheques and other instruments.
  • Withdrawals mainly by cheque
  • You have access to your funds without the risk of carrying cash
  • Cheque book is always available but on request
  • Fast, and efficient service, balance and statement can be obtained quickly at any of our counters
  • Enables the current account holder to obtain overdraft facility
  • Ease in banking transactions
  • Possible net working with other business men
  • ACH, ITRANS ETC
  • Anyone with the minimum opening requirement operate a current account
  • You have instant access to your account within the normal banking hours
  • Convenient way of making payments by the use of cheque
  • Flexible alternative to cash by the use of cheque should you need it
  • Enables businessmen to carry out their business transactions properly and promptly
  • Helps businessmen/women to make direct payment to their creditors by issuing cheques

SUSU SAVINGS ACCOUNT

Boost Your Trade with DUMPONG’s SUSU Savings Account – designed for market vendors, shop owners, and rural entrepreneurs! Enjoy seamless daily transactions with unlimited deposits and withdrawals, quick supplier payments via mobile banking, and SMS alerts on transactions completely free. Our account helps you manage fluctuating cash flow effortlessly, with instant access to your funds and special overdraft/loans for busy seasons. Bank with us and keep your business moving smoothly, from dawn till market close!

  • Standard account ideal for everybody especially petty traders, seamstresses, tailors, drivers etc.
  • 20GHS minimum amount required
  • Regular free statements at your request
  • Passbook provided for ease of balances
  • SMS alert provided
  • Mobile bankers come to take your contribution at your convenient time and place daily
  • You manage your account 24 hours a day,7 days a week
  • You bank at your convenient time with a mobile banker
  • You can monitor your susu account keeping track of your savings with your passbook and sms alert
  • Qualify for loan after 90 days of continuous contribution without withdrawals to a maximum of ghc 4000 payable within six months
  • Credit protection for invalidity and death
  • Your money is always secured as you bank with the leading bank
  • Keep track of your money easily
  • Withdrawal anytime in need
  • Total monthly contributions accrues to you
  • The more you contribute the more your savings
  • Account can easily convert to current, fixed deposit or normal savings account but at your request
  • Adequate time for yourself and business as deposit is made at your door step

SAVINGS ACCOUNT

Secure Your Future with Our Savings Loan Account!

At Dumpong Rural Bank PLC. we understand that life’s opportunities shouldn’t wait. That’s why we offer our Savings Account, a smart way to grow your money while unlocking access to loans when you need it most!

  • lnstant access to your money
  • Regular statements but on request
  • Minimum balance of GHS 20.00 required
  • Pass books provided to the customer
  • lnitial deposit of GHS 20.00 may be required
  • Withdrawals only at any of our branches
  • The more you save, the more you earn
  • Unlimited access to your account for instant cash anytime
  • You can monitor your savings keeping track of your savings and interest with your passbook
  • lnterest is calculated daily and paid monthly
  • Your money is always safe and secured with the leading rural bank Dumpong
  • Keep track of your money easily with your pass book and at the counter
  • You earn interest if your balance is more than ghc200.00
  • You may deposit or withdraw from any of our branches
  • We pay you more interest as your savings balance grows
  • Transfers can be received through this account

GROUP LOANS (Microfinance)

You are given the opportunity to grow together

  • Self-selection
  • Credit and savings with education
  • Focus on women but not excluding men
  • Savings first and credit later
  • Group appraisal systems and prioritization
  • Group credit rating
  • shorter repayment terms
  • progressive lending
  • focus on enterprise development
  • Quality and qualified groups to be extended credit support
  • Group empowerment through periodic general trainings and entertainment
  • Allows risk pooling through joint liability
  • Offers human resource development for highly disadvantaged members
  • Groups will become eligible for bank finance after 6 weeks compulsory weekly meetings
  • Easy and quick access to credit
  • lndividual savings by the group
  • A maximum of GHC 700.00 per member assured for first cycle groups
  • Your money is always secured as you bank with the leading rural bank
  • Socially committed individuals are brought together !
  • Groups are not required to deposit their entire savings in the bank
  • Group can open a/c once it is stabilized
  • Annual leadership rotation
  • Membership is preferably of homogeneous background and having common interest
  • The group to be in active existence for at least a period of 6 weeks
  • Opportunity to socialize
  • Self-selection of group members
  • Repayment to bank in regular weekly installment